Relationship Manager, Middle Market

Institutional clients include pension funds, endowments and insurance companies. Regulatory oversight is constant, and the compliance department is one of the largest in the company.

Overview

Yewgate is a regional bank. You will bring in new loan and deposit relationships and look after the ones we already have. This is a sales role with credit responsibility. You will structure deals and present them to credit committee. Remote position. Most of the team is in Boise, but nobody is required to come in. Standard office hours, Monday to Friday, with flexibility around them.

Essential duties and responsibilities

• Monitor loan covenants, renewals and past-due accounts.
• Analyze financial statements, tax returns and cash flow for borrowers and guarantors.
• Keep loan files and credit documentation complete for audits and exams.
• Negotiate pricing and terms within bank guidelines.
• Structure credit requests, including lines of credit, term loans, equipment and owner-occupied real estate.
• Present credit memos to loan committee with the credit analyst.
• Coordinate with treasury, credit and operations to onboard new clients.

Required qualifications

• 3+ years of commercial lending or business banking experience.
• Formal credit training or equivalent experience underwriting commercial loans.
• Valid driver's license for client visits.
• Bachelor's degree in finance, accounting or business.
• Working knowledge of loan documentation, collateral and guarantees.
• Proven record of bringing in new client relationships.
• Established network in the local business community.

Preferred

• Industry focus such as manufacturing, healthcare or construction.
• Commercial real estate lending.
• SBA lending experience.

Salary: $120,000 - $154,000/year

Perks and benefits

• Health, dental and vision coverage starting on day one.
• 401(k) with 4% match.
• Paid time off.
• Home office stipend.
• Employee discount.
• Dental insurance.

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

This position requires a background check.

We read every application and reply within about a week.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Yewgate Inc..