Assistant Relationship Manager

This role opened up after a team member moved internally. Supported by a credit analyst and a portfolio manager. Fully remote. You can work from anywhere in the UK. Normal business hours, Monday to Friday, with some flexibility. A quiet workspace and good internet are required.

Job duties

• Present credit memos to loan committee with the credit analyst.
• Negotiate pricing and terms within bank guidelines.
• Visit clients at their businesses regularly.
• Manage a portfolio of 60 to 90 business clients.
• Coordinate with treasury, credit and operations to onboard new clients.
• Represent the bank at chamber, industry and nonprofit events.
• Analyse financial statements, tax returns and cash flow for borrowers and guarantors.

About you

• Valid driver's licence for client visits.
• Proven record of bringing in new client relationships.
• Comfortable presenting to credit committee.
• Bachelor's degree in finance, accounting or business.
• Strong financial statement and cash flow analysis skills.
• Formal credit training or equivalent experience underwriting commercial loans.

Desirable

• Commercial real estate lending.
• SBA lending experience.
• Treasury management product knowledge.

Benefits

Pay: £19.00 to £21.00 per hour

• Workplace pension.
• 28 days annual leave including bank holidays.
• Birthday off.

About the company

Our branches handle everyday banking, while the loan centre in London underwrites farm, auto and home loans. Chartered in 1999, Carter National Bank has stayed independent through several rounds of mergers in the area.

No agencies please.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Carter National Bank Ltd.