Relationship Manager

Our branches handle everyday banking, while the loan centre in Essen underwrites farm, auto and home loans. Since 1973, the bank has focused on agricultural lending and commercial real estate in North Rhine-Westphalia. Founded in 1973, we now have 80 employees.

We're looking for a Relationship Manager to join our team. This is a remote role. Supported by a credit analyst and a portfolio manager. Joining the Commercial Real Estate team in Dhaka. Base salary plus annual incentive tied to loan growth, deposits and fee income. The company is based in Essen, Germany. The team is spread across multiple countries. We hire in Bangladesh through an employer of record, so this is a regular full-time job with local payroll and statutory benefits. Working hours overlap with Central European Time.

Essential duties and responsibilities

• Negotiate pricing and terms within bank guidelines.
• Visit clients at their businesses regularly.
• Analyse financial statements, tax returns and cash flow for borrowers and guarantors.
• Keep loan files and credit documentation complete for audits and exams.
• Track pipeline and activity in Salesforce or nCino.
• Structure credit requests, including lines of credit, term loans, equipment and owner-occupied real estate.
• Represent the bank at chamber, industry and nonprofit events.
• Develop new commercial loan and deposit relationships through calling, referrals and centres of influence.

Who you are

• 3-5 years of commercial lending or business banking experience.
• Formal credit training or equivalent experience underwriting commercial loans.
• Working knowledge of loan documentation, collateral and guarantees.
• Valid driver's licence for client visits.
• Established network in the local business community.
• Proven record of bringing in new client relationships.

Also helpful

• NCino or Salesforce experience.
• Treasury management product knowledge.

Pay and benefits

• Co-working space stipend.
• Performance bonus.
• Monthly internet allowance.
• Annual learning budget.
• Public holidays observed per your country.
• 20 days paid time off.

We look at every application, usually within a week.

Due to the number of applications, only shortlisted candidates will be contacted.

Start: Within 30 days.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Main National Bank.