Commercial Relationship Manager - Treasury Management

Every teller is cross-trained on new accounts, cashier's checks and safe deposit boxes. Locally owned since 1998, the bank has never been sold or merged. Cash audits are unannounced, and balancing to the penny is expected.

The Commercial Relationship Manager - Treasury Management manages and grows a portfolio of business banking clients with annual revenue between $5M and $50M.

Key responsibilities:

• Develop new commercial loan and deposit relationships through calling, referrals and centers of influence
• Negotiate pricing and terms within bank guidelines
• Coordinate with treasury, credit and operations to onboard new clients
• Keep loan files and credit documentation complete for audits and exams
• Structure credit requests, including lines of credit, term loans, equipment and owner-occupied real estate
• Monitor loan covenants, renewals and past-due accounts

Requirements:

• Established network in the local business community
• Working knowledge of loan documentation, collateral and guarantees
• Formal credit training or equivalent experience underwriting commercial loans
• Strong financial statement and cash flow analysis skills
• Proven record of bringing in new client relationships
• Valid driver's license for client visits

Preferred:

• Treasury management product knowledge
• SBA lending experience
• NCino or Salesforce experience

Compensation and benefits:

$120,000 - $142,000 per year

• Medical, dental and vision insurance
• 401(k) with a 100% match up to 5%
• Three weeks of PTO to start
• Employee assistance program
• 401(k) with company match
• Dental insurance

Please include a short note on why this role interests you.

Interview process: a phone call, a meeting with the hiring manager, and a final conversation with the team.

Start: Within 30 days.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Hill Country Bank & Trust LLC.