Business Relationship Manager

Regulators examine us regularly, and risk, audit and compliance make up a large part of the staff. Digital adoption is high, and over 70 percent of transactions now happen on mobile. Most lenders have lived in the area for decades and know their borrowers.

About the role

Paschim National Bank is looking for a Business Relationship Manager to join a small, steady team. This is a sales role with credit responsibility. You will structure deals and present them to credit committee. Fully remote. You can work from anywhere in India. We do not have many meetings. Most updates happen in writing.

Essential duties and responsibilities

• Structure credit requests, including lines of credit, term loans, equipment and owner-occupied real estate
• Represent the bank at chamber, industry and nonprofit events
• Track pipeline and activity in Salesforce or nCino
• Cross-sell treasury management, merchant services and wealth products
• Coordinate with treasury, credit and operations to onboard new clients
• Present credit memos to loan committee with the credit analyst
• Visit clients at their businesses regularly
• Develop new commercial loan and deposit relationships through calling, referrals and centres of influence

Qualifications

• 3+ years of commercial lending or business banking experience
• Bachelor's degree in finance, accounting or business
• Strong financial statement and cash flow analysis skills
• Working knowledge of loan documentation, collateral and guarantees
• Formal credit training or equivalent experience underwriting commercial loans
• Established network in the local business community

Preferred

• Treasury management product knowledge
• Industry focus such as manufacturing, healthcare or construction
• MBA

Salary: ₹14-17.5 LPA

Benefits

• Health insurance for you and your family
• Provident fund
• Paid leave
• Learning budget
• Meal coupons

Tell us your notice period and what salary you are looking for.

Start: Flexible.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Paschim National Bank.