Business Relationship Manager

Job summary:

We want a banker who knows the local business community and can read a set of financial statements quickly. The Business Relationship Manager manages and grows a portfolio of business banking clients with annual revenue between $5M and $50M. Fully remote. You can work from anywhere in Portugal. You get a company laptop and a headset before you start.

Job duties:

• Monitor loan covenants, renewals and past-due accounts
• Structure credit requests, including lines of credit, term loans, equipment and owner-occupied real estate
• Track pipeline and activity in Salesforce or nCino
• Present credit memos to loan committee with the credit analyst
• Develop new commercial loan and deposit relationships through calling, referrals and centres of influence
• Analyse financial statements, tax returns and cash flow for borrowers and guarantors
• Keep loan files and credit documentation complete for audits and exams
• Manage a portfolio of 60 to 90 business clients

What you'll need:

• 2-4 years of commercial lending or business banking experience
• Working knowledge of loan documentation, collateral and guarantees
• Strong financial statement and cash flow analysis skills
• Proven record of bringing in new client relationships

Why work with us:

Salary range: €2,150 - €2,450/month

• Private health insurance
• Flexible remuneration plan
• Meal vouchers

The company:

We are a small community bank where the loan officer and the branch manager are often the same person. Every teller is cross-trained on new accounts, cashier's checks and safe deposit boxes. Founded in 1981, we now have 42 employees. Most lenders have lived in the area for decades and know their borrowers.

If you are shortlisted, we will reach out to set up a first call.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Barbosa Trust Company Lda..