Trainee Mortgage Adviser

Supported by a processor and a loan officer assistant. The Trainee Mortgage Adviser originates residential mortgage loans for purchase and refinance customers, from application to closing. Our headquarters is in San Antonio, and about a third of the team works remotely from other countries. You will join as an independent contractor on a long-term agreement. Payment is monthly in USD. You will need at least 4 hours of overlap with US Central time. Reliable internet and a power backup are a must.

What you'll do:

• Meet monthly funded volume goals.
• Take applications in Encompass and collect income, asset and credit documents.
• Issue pre-approvals and keep them updated as buyers shop.
• Follow TRID, RESPA, ECOA and fair lending requirements.
• Explain rates, points, closing costs and loan terms clearly.
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert.
• Build referral relationships with real estate agents, builders and financial planners.
• Lock rates per company policy.

Qualifications:

• 0-2 years of mortgage lending experience.
• Must pass background and credit checks.
• Available for evening and weekend calls during busy periods.
• Self-motivated, with a plan to generate your own leads.
• Experience with Encompass or another loan origination system.

Also helpful:

• Spanish fluency.

Compensation and benefits:

Salary range: $860 - $1,050 monthly

• Annual rate review.
• Paid time off.
• Long-term engagement.

About Nguyen Savings Bank:

Digital adoption is high, and over 70 percent of transactions now happen on mobile.

Applications are reviewed on a rolling basis.

Duration: 6 months. Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Nguyen Savings Bank LLC.