Trainee Mortgage Adviser

Kato Bank has 19 employees and three branches, all within 20 miles of each other. We are a small community bank where the loan officer and the branch manager are often the same person.

The position:

Looking for a Trainee Mortgage Adviser who wants to stay somewhere for a while. Compensation is base plus commission on funded volume. Most experienced originators earn more from commission than from base. Supported by a processor and a loan officer assistant. This position is on site in Tokyo.

Your responsibilities:

• Work with processors and underwriters to clear conditions.
• Attend open houses, agent office meetings and homebuyer seminars.
• Issue pre-approvals and keep them updated as buyers shop.
• Lock rates per company policy.
• Explain rates, points, closing costs and loan terms clearly.
• Take applications in Encompass and collect income, asset and credit documents.

Minimum qualifications:

• 1+ years of mortgage lending experience.
• Clear communicator with first-time buyers.
• Working knowledge of conventional, FHA and VA guidelines.
• Self-motivated, with a plan to generate your own leads.
• Experience with Encompass or another loan origination system.

Perks and benefits:

¥2,200,000 to ¥2,700,000 per year

• Paid leave.
• Flexible hours.
• Commuting allowance paid in full.

Let us know your current notice period and salary expectations.

Start: Flexible.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Kato Bank.