Senior Mortgage Loan Originator - VA and FHA

Operations centers in Fort Collins and two other cities handle deposits, card services and loan servicing.

OVERVIEW:

This is a new position created as the team has grown over the last year. Compensation is base plus commission on funded volume. Most experienced originators earn more from commission than from base. Fully remote. You can work from anywhere in the US. Most of our work is async, and meetings are kept short. Strong written English is important, since much of our work is async.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Explain rates, points, closing costs and loan terms clearly
• Take applications in Encompass and collect income, asset and credit documents
• Update borrowers and agents at each milestone until closing
• Follow TRID, RESPA, ECOA and fair lending requirements
• Issue pre-approvals and keep them updated as buyers shop
• Originate conventional, FHA, VA and USDA loans for purchase and refinance
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert

MINIMUM QUALIFICATIONS:

• 5-7 years of mortgage lending experience
• Self-motivated, with a plan to generate your own leads
• Available for evening and weekend calls during busy periods
• NMLS registration, or able to obtain licensing for Nebraska within 90 days
• Experience with Encompass or another loan origination system
• Must pass background and credit checks
• Clear communicator with first-time buyers

NICE TO HAVE:

• Down payment assistance program knowledge
• Construction or renovation loan experience
• Spanish fluency
• Existing referral network of agents

WHY WORK WITH US:

• Health, dental and vision coverage starting on day one
• 401(k) with a 100% match up to 5%
• Paid sick leave
• $1,000 home office setup budget
• Paid parental leave
• Flexible schedule
• Paid time off

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

We read every application and reply within about a week.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Selwyn State Bank, LLC.