Senior Mortgage Loan Originator, Construction Lending

The company

We are a small community bank where the loan officer and the branch manager are often the same person. Founded in 1981, we now have 29 employees. Most lenders have lived in the area for decades and know their borrowers.

We want a loan officer who builds relationships with agents and builders and keeps borrowers informed so closings do not slip. First Highland Bank is a mortgage lender with a branch in Redmond. Leads come from real estate agent relationships, past clients and our website. Remote within the US. The team meets in Redmond once a quarter, travel covered.

Day to day

• Update borrowers and agents at each milestone until closing.
• Issue pre-approvals and keep them updated as buyers shop.
• Explain rates, points, closing costs and loan terms clearly.
• Build referral relationships with real estate agents, builders and financial planners.
• Originate conventional, FHA, VA and USDA loans for purchase and refinance.
• Review credit reports and recommend loan programs that fit the borrower.

Who you are

• 5+ years of mortgage lending experience.
• Comfortable with income calculations for W-2 and self-employed borrowers.
• NMLS registration, or able to obtain licensing for Washington within 90 days.
• Self-motivated, with a plan to generate your own leads.
• Working knowledge of conventional, FHA and VA guidelines.
• Experience with Encompass or another loan origination system.

Compensation and benefits

Salary: $114,000 - $139,000 per year

• Health, dental and vision coverage starting on day one.
• 401(k) with a 100% match up to 5%.
• 11 paid holidays.
• $1,000 home office setup budget.
• Profit sharing.
• Gym membership reimbursement.

First Highland Bank provides equal employment opportunities to all employees and applicants.

Interview process: a phone call, a meeting with the hiring manager, and a final conversation with the team.

Start: Within 30 days.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at First Highland Bank.