Relationship Director

Regulators examine us regularly, and risk, audit and compliance make up a large part of the staff. Digital adoption is high, and over 70 percent of transactions now happen on mobile. Most lenders have lived in the area for decades and know their borrowers.

About the role:

We are creating this position because the workload has grown. Joining the Business Banking team in Mumbai. Base salary plus annual incentive tied to loan growth, deposits and fee income. Remote within India. The team meets in Bengaluru once a quarter, travel covered. We do not have many meetings. Most updates happen in writing.

Your responsibilities:

• Negotiate pricing and terms within bank guidelines
• Present credit memos to loan committee with the credit analyst
• Visit clients at their businesses regularly
• Manage a portfolio of 60 to 90 business clients
• Monitor loan covenants, renewals and past-due accounts

What you need:

• 6+ years of commercial lending or business banking experience
• Formal credit training or equivalent experience underwriting commercial loans
• Strong financial statement and cash flow analysis skills
• Valid driver's licence for client visits
• Comfortable presenting to credit committee
• Proven record of bringing in new client relationships
• Working knowledge of loan documentation, collateral and guarantees

Compensation: ₹18,00,000 - ₹21,00,000 per annum

What you get:

• Health insurance for you and your family
• Provident fund
• Paid leave
• Internet reimbursement
• Learning budget
• Group term life insurance
• Meal coupons

Please submit your CV in English.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Paschim National Bank.