Mortgage Loan Originator

Since 1962, the bank has grown through more than a dozen acquisitions. Our commercial banking group lends to manufacturers, health systems and real estate developers. We started in 1962 and have grown to about 740 people. Branch hours are 9 to 5 weekdays and 9 to noon Saturdays, with Saturdays on a rotation.

Position summary:

The Mortgage Loan Originator originates residential mortgage loans for purchase and refinance customers, from application to closing. Remote within the US. The team meets in Houston once a quarter, travel covered. We do not have many meetings. Most updates happen in writing. Equipment is provided, including a laptop.

Essential duties and responsibilities:

• Review credit reports and recommend loan programs that fit the borrower
• Lock rates per company policy
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert
• Build referral relationships with real estate agents, builders and financial planners
• Originate conventional, FHA, VA and USDA loans for purchase and refinance
• Take applications in Encompass and collect income, asset and credit documents
• Work with processors and underwriters to clear conditions

Required qualifications:

• 3-5 years of mortgage lending experience
• Self-motivated, with a plan to generate your own leads
• Available for evening and weekend calls during busy periods
• Must pass background and credit checks
• Comfortable with income calculations for W-2 and self-employed borrowers
• Clear communicator with first-time buyers

Expected salary range: $75,000 - $99,000 annually, plus bonus eligibility.

Compensation and benefits:

• Medical, dental and vision insurance
• 401(k) with 4% match
• 11 paid holidays

Scott Bank is an Equal Opportunity Employer, including disability and protected veteran status.

Applicants must be authorized to work in the U.S.

We are unable to sponsor visas for this position.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Scott Bank.