Mortgage Loan Originator - Consumer Lending

About Saltcast:

Our commercial banking group lends to manufacturers, health systems and real estate developers. Most lenders have lived in the area for decades and know their borrowers.

We are adding headcount to this team, so this is a new seat. Supported by a processor and a loan officer assistant. This role is fully remote within the US. Normal working hours, Monday to Friday. Communication happens mostly in Slack and short video calls.

Job duties:

• Work with processors and underwriters to clear conditions
• Follow TRID, RESPA, ECOA and fair lending requirements
• Originate conventional, FHA, VA and USDA loans for purchase and refinance
• Review credit reports and recommend loan programs that fit the borrower
• Update borrowers and agents at each milestone until closing
• Take applications in Encompass and collect income, asset and credit documents

Skills and experience:

• 2+ years of mortgage lending experience
• NMLS registration, or able to obtain licensing for Tennessee within 90 days
• Clear communicator with first-time buyers

Preferred:

• Spanish fluency
• Bachelor's degree in finance or business

Pay and benefits:

• Medical, dental and vision insurance
• 401(k) with 4% match
• Paid holidays
• Cell phone reimbursement
• Health, dental and vision coverage starting on day one
• 401(k) with a 100% match up to 5%
• Home office stipend

We are an equal opportunity employer. If you need an accommodation during the application process, let us know.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Saltcast.