Mortgage Advisor

We are a small community bank where the loan officer and the branch manager are often the same person. Deposits stay here and get lent back out to people in Mannheim. Still family owned, 50 years on. Cash audits are unannounced, and balancing to the penny is expected.

We are backfilling a position after an internal move. Compensation is base plus commission on funded volume. Most experienced originators earn more from commission than from base. You can work from home anywhere in Germany. We have no office requirement. Standard office hours, Monday to Friday, with flexibility around them.

Key responsibilities:

• Build referral relationships with real estate agents, builders and financial planners.
• Take applications in Encompass and collect income, asset and credit documents.
• Review credit reports and recommend loan programs that fit the borrower.
• Update borrowers and agents at each milestone until closing.
• Follow TRID, RESPA, ECOA and fair lending requirements.
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert.

Who you are:

• 3+ years of mortgage lending experience.
• Self-motivated, with a plan to generate your own leads.
• Clear communicator with first-time buyers.
• Experience with Encompass or another loan origination system.
• Available for evening and weekend calls during busy periods.
• Working knowledge of conventional, FHA and VA guidelines.

What you get:

Salary: €40,000 - €46,000 a year

• Company pension scheme.
• 30 days of annual leave.
• Learning budget.
• Christmas bonus.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Schuster Bank.