Mortgage Adviser

Hemlockgate manages assets for more than 200,000 clients through 120 offices. Institutional clients include pension funds, endowments and insurance companies.

The role:

The role is new and comes from growth in our client base. We want a loan officer who builds relationships with agents and builders and keeps borrowers informed so closings do not slip. The Mortgage Adviser originates residential mortgage loans for purchase and refinance customers, from application to closing. You will join as an independent contractor on a long-term agreement. Payment is monthly in USD. Working hours overlap with Central European Time. You will need a stable internet connection and a backup power source (UPS or inverter).

Responsibilities:

• Take applications in Encompass and collect income, asset and credit documents.
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert.
• Follow TRID, RESPA, ECOA and fair lending requirements.
• Issue pre-approvals and keep them updated as buyers shop.
• Meet monthly funded volume goals.
• Update borrowers and agents at each milestone until closing.
• Lock rates per company policy.

Qualifications:

• 2+ years of mortgage lending experience.
• Self-motivated, with a plan to generate your own leads.
• Working knowledge of conventional, FHA and VA guidelines.
• Must pass background and credit checks.

Nice to have:

• Bachelor's degree in finance or business.
• Down payment assistance program knowledge.
• Optimal Blue pricing engine experience.

$11.00 - $13.50 per hour

Benefits:

• Paid time off.
• Monthly payments via wire transfer or Wise.
• Monthly internet allowance.
• Company laptop.

Applications are reviewed on a rolling basis.

Duration: 9 months. Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Hemlockgate S.r.l..