Mortgage Adviser

Since 1952, the bank has grown through more than a dozen acquisitions. Founded in 1952, we now have 1,600 employees.

About the role

Our team is growing and we are hiring a Mortgage Adviser. Compensation is base plus commission on funded volume. Most experienced originators earn more from commission than from base. Employment is through our payroll partner in India. Salary is paid monthly in Indian rupees. You will need at least 3 hours of overlap with US Pacific time. We ship you a laptop and accessories before your first day.

Key responsibilities

Explain rates, points, closing costs and loan terms clearly. Follow TRID, RESPA, ECOA and fair lending requirements. Attend open houses, agent office meetings and homebuyer seminars. Build referral relationships with real estate agents, builders and financial planners. Issue pre-approvals and keep them updated as buyers shop. Work with processors and underwriters to clear conditions. Lock rates per company policy. Take applications in Encompass and collect income, asset and credit documents.

Required qualifications

2-4 years of mortgage lending experience. Clear communicator with first-time buyers. Must pass background and credit checks. Available for evening and weekend calls during busy periods. Self-motivated, with a plan to generate your own leads. Working knowledge of conventional, FHA and VA guidelines. Experience with Encompass or another loan origination system.

Nice to have

Bachelor's degree in finance or business. Optimal Blue pricing engine experience. Existing referral network of agents.

Salary: ₹17,50,000 - ₹22,50,000 per annum

Benefits

Company laptop. Wellness allowance. Health insurance through our employer-of-record partner. Public holidays observed per your country. Annual team retreat.

Applications are reviewed on a rolling basis.

If you are shortlisted, we will reach out to set up a first call.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Harlan Financial.