Head of Commercial Banking

We serve more than two million consumer, small business and commercial clients. Pak Bank & Trust is a regional bank with over 200 branches and 290 employees across Sindh.

About the role

The Head of Commercial Banking manages and grows a portfolio of business banking clients with annual revenue between $5M and $50M. Fully remote. You can work from anywhere in Pakistan. Standard office hours, Monday to Friday, with flexibility around them. You need a reliable internet connection and somewhere quiet to work.

Main duties

• Analyse financial statements, tax returns and cash flow for borrowers and guarantors
• Manage a portfolio of 60 to 90 business clients
• Track pipeline and activity in Salesforce or nCino
• Monitor loan covenants, renewals and past-due accounts
• Represent the bank at chamber, industry and nonprofit events
• Negotiate pricing and terms within bank guidelines
• Structure credit requests, including lines of credit, term loans, equipment and owner-occupied real estate
• Develop new commercial loan and deposit relationships through calling, referrals and centres of influence

What you need

• 8+ years of commercial lending or business banking experience
• Working knowledge of loan documentation, collateral and guarantees
• Bachelor's degree in finance, accounting or business
• Strong financial statement and cash flow analysis skills
• Valid driver's licence for client visits

Nice to have

• Commercial real estate lending
• MBA

Perks and benefits

• Medical insurance
• Provident fund
• Paid leave
• Life insurance
• Fuel allowance

We may close this posting early once we have enough applications.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Pak Bank & Trust.