Underwriter Trainee

About us

Our producers answer their own phones and visit commercial clients in person. We have been writing policies for the same farms and small businesses since 2004.

Role overview

Hudson Valley Mutual is a regional property and casualty carrier. You will underwrite a book of about $15M in written premium. We want an underwriter who can say no clearly and say yes with the right terms. The work is on site and cannot be done remotely.

What you'll do

• Refer accounts above your authority with a clear recommendation
• Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment
• Track production, hit ratio and loss ratio for your book monthly
• Order and review loss runs, inspections, MVRs and financial information
• Review submissions for risk quality, completeness and appetite fit
• Visit agencies to build relationships and explain our appetite
• Negotiate terms, deductibles and pricing with agents

What we're looking for

• 1-2 years of commercial lines underwriting experience
• Experience reading loss runs, schedules and financial statements
• Bachelor's degree in business, finance, risk management or a related field
• Strong judgment on risk selection and pricing

Nice to have

• Experience at a regional or mutual carrier

What we offer

• Health, dental and vision coverage starting on day one
• 401(k) with company match
• Paid holidays
• Short- and long-term disability
• Professional development budget

We are unable to sponsor visas for this position.

A resume is enough to apply. Cover letters are optional.

Start: Flexible.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Hudson Valley Mutual.