Underwriter

We employ 4,200 people across underwriting, claims, actuarial, IT and customer service. Licensing (property and casualty, life and health) is paid for, with study time during work hours.

About the role

The Underwriter reviews and prices commercial insurance submissions from independent agents and decides what to write, and on what terms. Joining the Commercial Lines team in Mumbai. Remote within the region is possible after the first year.

Main duties

Track production, hit ratio and loss ratio for your book monthly. Visit agencies to build relationships and explain our appetite. Document underwriting decisions in the policy file. Mentor underwriting assistants and trainees. Refer accounts above your authority with a clear recommendation. Negotiate terms, deductibles and pricing with agents. Follow underwriting guidelines and state filing requirements.

Skills and experience

3+ years of commercial lines underwriting experience. Experience reading loss runs, schedules and financial statements. Comfortable negotiating with agents. Strong judgment on risk selection and pricing. Clear written underwriting rationale. Bachelor's degree in business, finance, risk management or a related field.

What we offer

Performance bonus. Annual team retreat. Co-working space stipend. Company laptop. Wellness allowance. Paid parental leave.

Applications are reviewed weekly.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at DR Mutual Corp..