Underwriter

Our producers answer their own phones and visit commercial clients in person. Most new business comes from referrals by existing clients.

The previous person in this role moved to another team. Agent relationships matter here. Expect regular agency visits. We want an underwriter who can say no clearly and say yes with the right terms. We engage team members in Pakistan as full-time contractors. Most of our contractors have been with us for more than two years. You will need to be available during UK office hours, at least until 3:00 PM GMT. You will write a lot of updates, so clear written English is important.

DAY TO DAY:

• Follow underwriting guidelines and state filing requirements.
• Track production, hit ratio and loss ratio for your book monthly.
• Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment.
• Document underwriting decisions in the policy file.
• Visit agencies to build relationships and explain our appetite.
• Negotiate terms, deductibles and pricing with agents.
• Quote, bind and issue policies within your letter of authority.

MINIMUM QUALIFICATIONS:

• 3+ years of commercial lines underwriting experience.
• Experience reading loss runs, schedules and financial statements.
• Bachelor's degree in business, finance, risk management or a related field.
• Working knowledge of commercial property, liability and auto coverage forms.

WHAT YOU GET:

• Monthly internet allowance.
• Flexible hours.
• Annual rate review.
• Paid time off.

Only shortlisted candidates will be contacted.

Duration: 3 months. Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Cotswold Mutual Insurance.