Underwriter

A bit about us

Agents, brokers and direct customers all buy through our platforms, with policy administration on Guidewire. Founded as a farmers' mutual in 1991, the company is now one of the larger mutual insurers in India. We started in 1991 and have grown to about 9,000 people. Hail season means long days for field adjusters.

Role overview

Looking for an Underwriter who wants to stay somewhere for a while. We want an underwriter who can say no clearly and say yes with the right terms. Our headquarters is in Ahmedabad, and about a third of the team works remotely from other countries. This is a full-time remote role. We use an employer of record in the US, so you get a proper employment contract, not a freelance agreement. Normal working hours, Monday to Friday.

Essential duties and responsibilities

• Follow underwriting guidelines and state filing requirements.
• Mentor underwriting assistants and trainees.
• Document underwriting decisions in the policy file.
• Track production, hit ratio and loss ratio for your book monthly.
• Review submissions for risk quality, completeness and appetite fit.
• Re-underwrite renewals for loss trends, exposure changes and rate adequacy.
• Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment.

Skills and experience

• 2+ years of commercial lines underwriting experience.
• Experience reading loss runs, schedules and financial statements.
• Working knowledge of commercial property, liability and auto coverage forms.

What we offer

Pay range: $97,000 - $124,000 annually. Final offer will depend on experience.

• Paid parental leave.
• Paid sick days.
• Two weeks of paid leave at year end.
• Annual salary review.
• Company laptop.

Caskridge Mutual provides equal employment opportunities to all employees and applicants.

We are not working with agencies on this role.

Start: Flexible.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Caskridge Mutual.