Senior Underwriter

Our claims organisation handles more than 400,000 claims a year, including catastrophe response after hurricanes and hail.

Job summary

The Senior Underwriter reviews and prices commercial insurance submissions from independent agents and decides what to write, and on what terms. This role balances growth with profitability. You will be measured on new business, retention and loss ratio. This is a full-time remote role. We use an employer of record in India, so you get a proper employment contract, not a freelance agreement. You will need at least 4 hours of overlap with US Central time. You will need a stable internet connection and a backup power source (UPS or inverter).

Job duties

Negotiate terms, deductibles and pricing with agents. Quote, bind and issue policies within your letter of authority. Re-underwrite renewals for loss trends, exposure changes and rate adequacy. Track production, hit ratio and loss ratio for your book monthly. Mentor underwriting assistants and trainees.

What you need

6+ years of commercial lines underwriting experience. Experience reading loss runs, schedules and financial statements. Bachelor's degree in business, finance, risk management or a related field. Comfortable negotiating with agents. Strong judgment on risk selection and pricing. Clear written underwriting rationale. Familiar with Guidewire, Duck Creek or a similar policy system.

Rate: ₹19,50,000-₹25,50,000 per annum

Pay and benefits

Health insurance through our employer-of-record partner. Wellness allowance. Annual team retreat. Flexible hours. Public holidays observed per your country. Monthly internet allowance. Paid sick days.

Please submit your CV in English.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Torchway Benefits.