Senior Underwriter

Customers get quotes from several carriers at once, and we handle renewals and policy changes. Our claims team handles property and auto claims from first notice of loss through settlement.

We want an underwriter who can say no clearly and say yes with the right terms. Rochester Risk Advisors is a regional property and casualty carrier. You will underwrite a book of about $15M in written premium. Fully remote. You can work from anywhere in the US. Normal working hours, Monday to Friday.

In this role you will

• Re-underwrite renewals for loss trends, exposure changes and rate adequacy.
• Negotiate terms, deductibles and pricing with agents.
• Track production, hit ratio and loss ratio for your book monthly.
• Order and review loss runs, inspections, MVRs and financial information.
• Review submissions for risk quality, completeness and appetite fit.
• Refer accounts above your authority with a clear recommendation.
• Follow underwriting guidelines and state filing requirements.

Who you are

• 5+ years of commercial lines underwriting experience.
• Clear written underwriting rationale.
• Able to travel up to 20% for agency visits.
• Bachelor's degree in business, finance, risk management or a related field.
• Working knowledge of commercial property, liability and auto coverage forms.

Perks and benefits

Compensation: $110,000 - $136,000 per year DOE.

• Medical, dental and vision insurance.
• 401(k) with 4% match.
• Three weeks of PTO to start.

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

We are unable to sponsor visas for this position.

Most hires start within two to three weeks of an offer.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Rochester Risk Advisors.