- Salary
- Salary not disclosed
- Experience
- Fresher friendly
- Job type
- Full-time
- Location
- Work from home
Carbone Risk AdvisorsVerified companyWork from home5 Nov 2026
This job includes an online test
You'll take it right after applying — about 45 minutes.
We employ 10,700 people across underwriting, claims, actuarial, IT and customer service. January renewals keep everyone busy for a few weeks.
Position summary
This role opened up after a team member moved internally. The Senior Underwriter - Remote reviews and prices commercial insurance submissions from independent agents and decides what to write, and on what terms.
What you'll be doing
Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment. Negotiate terms, deductibles and pricing with agents. Document underwriting decisions in the policy file. Work with loss control on recommendations and follow-up. Quote, bind and issue policies within your letter of authority. Follow underwriting guidelines and state filing requirements. Review submissions for risk quality, completeness and appetite fit. Track production, hit ratio and loss ratio for your book monthly.
Qualifications
5+ years of commercial lines underwriting experience. Bachelor's degree in business, finance, risk management or a related field. Strong judgment on risk selection and pricing. Clear written underwriting rationale. Experience reading loss runs, schedules and financial statements. Familiar with Guidewire, Duck Creek or a similar policy system. Able to travel up to 20% for agency visits.
Nice to have
Excess and umbrella underwriting. Prior agency or brokerage experience. Construction or manufacturing account experience. Excel modeling for pricing.
Compensation: $115,000 - $133,000 per year DOE.
Perks and benefits
Annual team retreat. Paid sick days. Wellness allowance. Performance bonus. Annual salary review.
Carbone Risk Advisors is an Equal Opportunity Employer, including disability and protected veteran status.
Start: Immediately.
Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Carbone Risk Advisors.
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