Senior Underwriter

Founded as a farmers' mutual in 1993, the company is now one of the larger mutual insurers in the US. We employ 860 people across underwriting, claims, actuarial, IT and customer service. January renewals keep everyone busy for a few weeks.

Overview:

We're looking for a Senior Underwriter to join our team. This is a remote role. This role balances growth with profitability. You will be measured on new business, retention and loss ratio. We are headquartered in Lawrence and have been hiring remotely since 2020. This is a full-time remote role. We use an employer of record in India, so you get a proper employment contract, not a freelance agreement. You will need at least 4 hours of overlap with US Central time. Reliable internet and a power backup are a must.

Job duties:

Document underwriting decisions in the policy file. Negotiate terms, deductibles and pricing with agents. Work with loss control on recommendations and follow-up. Track production, hit ratio and loss ratio for your book monthly. Follow underwriting guidelines and state filing requirements. Review submissions for risk quality, completeness and appetite fit.

Minimum qualifications:

5-7 years of commercial lines underwriting experience. Experience reading loss runs, schedules and financial statements. Comfortable negotiating with agents. Working knowledge of commercial property, liability and auto coverage forms.

Preferred:

Experience at a regional or mutual carrier. Excel modelling for pricing. CPCU, AU or CIC designation.

Pay and benefits:

Two weeks of paid leave at year end. Annual team retreat. Company laptop. Annual salary review. Public holidays observed per your country. Monthly internet allowance. Wellness allowance.

Due to the number of applications, only shortlisted candidates will be contacted.

Include your expected salary and earliest start date with your application.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Lawrence Insurance.