Senior Underwriter

We employ 4,200 people across underwriting, claims, actuarial, IT and customer service. Licensing (property and casualty, life and health) is paid for, with study time during work hours.

The role:

The Senior Underwriter reviews and prices commercial insurance submissions from independent agents and decides what to write, and on what terms. This is a full-time remote role. We use an employer of record in Ghana, so you get a proper employment contract, not a freelance agreement. You will need at least 4 hours of overlap with US Central time. We use Slack, Notion and Google Meet. Cameras on for team calls.

In this role you will:

• Refer accounts above your authority with a clear recommendation
• Follow underwriting guidelines and state filing requirements
• Quote, bind and issue policies within your letter of authority
• Negotiate terms, deductibles and pricing with agents
• Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment
• Track production, hit ratio and loss ratio for your book monthly
• Work with loss control on recommendations and follow-up
• Mentor underwriting assistants and trainees

Required qualifications:

• 5+ years of commercial lines underwriting experience
• Experience reading loss runs, schedules and financial statements
• Bachelor's degree in business, finance, risk management or a related field
• Comfortable negotiating with agents

Nice to have:

• Prior agency or brokerage experience
• Construction or manufacturing account experience
• Experience at a regional or mutual carrier

Why work with us:

• Paid parental leave
• Annual learning budget
• Two weeks of paid leave at year end
• Home office setup budget
• Public holidays observed per your country
• Monthly internet allowance

Candidates must be eligible to work in Ghana.

Start: Flexible.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at DR Mutual Corp..