Senior Underwriter

Regional offices in Ahmedabad and five other cities support agents and policyholders. Catastrophe teams deploy adjusters within days of a major storm. Most of the office has been here more than ten years.

Role overview:

The Senior Underwriter reviews and prices commercial insurance submissions from independent agents and decides what to write, and on what terms. Employment is through our payroll partner in Norway. Salary is paid monthly in local currency. Monday to Friday, regular working hours, flexible start and finish.

Day to day:

• Work with loss control on recommendations and follow-up.
• Visit agencies to build relationships and explain our appetite.
• Quote, bind and issue policies within your letter of authority.
• Document underwriting decisions in the policy file.
• Track production, hit ratio and loss ratio for your book monthly.
• Follow underwriting guidelines and state filing requirements.
• Refer accounts above your authority with a clear recommendation.
• Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment.

Required qualifications:

• 5+ years of commercial lines underwriting experience.
• Working knowledge of commercial property, liability and auto coverage forms.
• Able to travel up to 20% for agency visits.
• Clear written underwriting rationale.
• Strong judgment on risk selection and pricing.
• Comfortable negotiating with agents.
• Experience reading loss runs, schedules and financial statements.

Preferred qualifications:

• Prior agency or brokerage experience.
• Construction or manufacturing account experience.
• Experience at a regional or mutual carrier.
• Excel modelling for pricing.

What we offer:

• Paid parental leave.
• Public holidays observed per your country.
• Health insurance through our employer-of-record partner.
• Two weeks of paid leave at year end.
• Annual team retreat.
• Co-working space stipend.
• Performance bonus.

We may close this posting early once we have enough applications.

Applications are reviewed on a rolling basis.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Cottonvault Insurance Ltd.