Loan Officer (Remote)

Wealth management, mortgage and treasury services each operate as separate lines of business. Founded in 2000, we now have 680 employees. Business casual all week, jeans on Fridays.

The role

Black Hills Bank & Trust is a mortgage lender with a branch in Mount Pleasant. Leads come from real estate agent relationships, past clients and our website. Remote, open to candidates across the US. Normal working hours, Monday to Friday. We ship you a laptop and accessories before your first day.

Responsibilities

• Meet monthly funded volume goals.
• Take applications in Encompass and collect income, asset and credit documents.
• Lock rates per company policy.
• Attend open houses, agent office meetings and homebuyer seminars.
• Follow TRID, RESPA, ECOA and fair lending requirements.
• Explain rates, points, closing costs and loan terms clearly.
• Update borrowers and agents at each milestone until closing.
• Build referral relationships with real estate agents, builders and financial planners.

Qualifications

• 3+ years of mortgage lending experience.
• Self-motivated, with a plan to generate your own leads.
• Working knowledge of conventional, FHA and VA guidelines.
• Clear communicator with first-time buyers.
• Comfortable with income calculations for W-2 and self-employed borrowers.
• Available for evening and weekend calls during busy periods.
• NMLS registration, or able to obtain licensing for South Carolina within 90 days.

Nice to have

• Existing referral network of agents.
• Optimal Blue pricing engine experience.

The salary range for this role is $79,000 to $97,000/year. This range reflects base salary only.

Compensation and benefits

• Health insurance.
• 401(k) with 4% match.
• Paid sick leave.
• Gym membership reimbursement.
• Flexible spending account.
• Professional development budget.
• Tuition reimbursement.

Black Hills Bank & Trust is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

We are unable to sponsor visas for this position.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Black Hills Bank & Trust.