Loan Officer

Wealth management, mortgage and treasury services each operate as separate lines of business. Founded in 2000, we now have 680 employees. Business casual all week, jeans on Fridays.

ROLE OVERVIEW

The previous person in this role moved to another team. Black Hills Bank & Trust is a mortgage lender with a branch in New York City. Leads come from real estate agent relationships, past clients and our website. Compensation is base plus commission on funded volume. Most experienced originators earn more from commission than from base. Fully remote. You can work from anywhere in the US. Few meetings, lots of written updates. Clear written English is a must, as the team works across time zones.

IN THIS ROLE YOU WILL

• Take applications in Encompass and collect income, asset and credit documents.
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert.
• Build referral relationships with real estate agents, builders and financial planners.
• Meet monthly funded volume goals.
• Explain rates, points, closing costs and loan terms clearly.
• Lock rates per company policy.

WHAT YOU NEED

• 3-5 years of mortgage lending experience.
• Working knowledge of conventional, FHA and VA guidelines.
• Available for evening and weekend calls during busy periods.
• Experience with Encompass or another loan origination system.
• Clear communicator with first-time buyers.

NICE TO HAVE

• Bachelor's degree in finance or business.
• Optimal Blue pricing engine experience.

The base pay range for this position is $93,000 - $110,000/year. Actual pay depends on experience, skills and location.

BENEFITS

• Health savings account (HSA) with employer contribution.
• 401(k) with 4% match.
• Paid holidays.
• Cell phone reimbursement.
• Employee discount.
• Short- and long-term disability.

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

No recruitment agencies, please.

Start: Flexible.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Black Hills Bank & Trust.