Junior Loan Officer

LGR Payments manages assets for more than 200,000 clients through 120 offices. Regulatory oversight is constant, and the compliance department is one of the largest in the company. Founded in 1960, we now have 550 employees.

The role:

LGR Payments is a mortgage lender with a branch in Ann Arbor. Leads come from real estate agent relationships, past clients and our website. Supported by a processor and a loan officer assistant. The work is on site and cannot be done remotely.

Responsibilities:

• Issue pre-approvals and keep them updated as buyers shop.
• Review credit reports and recommend loan programs that fit the borrower.
• Follow TRID, RESPA, ECOA and fair lending requirements.
• Take applications in Encompass and collect income, asset and credit documents.
• Lock rates per company policy.
• Track pipeline and lead follow-up in a CRM such as Salesforce or Total Expert.
• Attend open houses, agent office meetings and homebuyer seminars.

Required qualifications:

• 1+ years of mortgage lending experience.
• Experience with Encompass or another loan origination system.
• Working knowledge of conventional, FHA and VA guidelines.
• Comfortable with income calculations for W-2 and self-employed borrowers.
• Clear communicator with first-time buyers.
• Available for evening and weekend calls during busy periods.

Compensation and benefits:

• Medical, dental and vision insurance.
• 401(k) with a 100% match up to 5%.
• Paid time off.
• Relocation assistance.

We are unable to sponsor visas for this position.

Please include a short note on why this role interests you.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at LGR Payments.