Head of Underwriting

Our claims organisation handles more than 400,000 claims a year, including catastrophe response after hurricanes and hail.

Role overview

We are adding a Head of Underwriting to our operations team. This role balances growth with profitability. You will be measured on new business, retention and loss ratio. We want an underwriter who can say no clearly and say yes with the right terms. We engage team members in India as full-time contractors. Most of our contractors have been with us for more than two years. You will need at least 4 hours of overlap with US Central time. You will need a stable internet connection and a backup power source (UPS or inverter).

Day to day

Refer accounts above your authority with a clear recommendation. Negotiate terms, deductibles and pricing with agents. Review submissions for risk quality, completeness and appetite fit. Price accounts using rating tools in Guidewire PolicyCenter and underwriting judgment. Work with loss control on recommendations and follow-up.

Skills and experience

10+ years of commercial lines underwriting experience. Working knowledge of commercial property, liability and auto coverage forms. Strong judgment on risk selection and pricing. Clear written underwriting rationale. Comfortable negotiating with agents. Bachelor's degree in business, finance, risk management or a related field.

Compensation and benefits

$3,000 to $3,900/month

Monthly payments via wire transfer or Wise. Flexible hours. Company laptop.

Duration: 3 months. Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Torchway Benefits.