Commercial Lines Underwriter

About the company

Every account manager handles a full book, from quotes to renewals to claims questions. We have been writing policies for the same farms and small businesses since 1974. January renewals keep everyone busy for a few weeks.

Position summary

The Commercial Lines Underwriter reviews and prices commercial insurance submissions from independent agents and decides what to write, and on what terms. We want an underwriter who can say no clearly and say yes with the right terms. Remote position. Most of the team is in San Jose, but nobody is required to come in. Standard office hours, Monday to Friday, with flexibility around them. We talk mostly in Slack and hop on quick calls when something needs discussing.

Duties

• Follow underwriting guidelines and state filing requirements
• Re-underwrite renewals for loss trends, exposure changes and rate adequacy
• Document underwriting decisions in the policy file
• Visit agencies to build relationships and explain our appetite
• Review submissions for risk quality, completeness and appetite fit

Qualifications

• 2+ years of commercial lines underwriting experience
• Familiar with Guidewire, Duck Creek or a similar policy system
• Comfortable negotiating with agents
• Strong judgment on risk selection and pricing
• Experience reading loss runs, schedules and financial statements

Also helpful

• Construction or manufacturing account experience
• Prior agency or brokerage experience

Why work with us

Salary range: $116,000 to $133,000/year

• 401(k) with company match
• Profit sharing
• Health insurance
• Home office stipend

Interview process: a phone call, a meeting with the hiring manager, and a final conversation with the team.

Start: Immediately.

Demo job created on 11jobs for testing and demonstrations. It is not an actual opening at Bluegrass Mutual Insurance.